Steve Lowrie runs Lowrie Financial, a division of Polaris Financial Inc. based in Toronto, Ontario. Steve holds the Chartered Financial Analyst designation and has more than 20 years’ experience working with individual investors. Before creating Lowrie Financial in 2009, he worked at various Bay Street brokerage firms both as an advisor and in management. He also attained valuable experience working with financial planners and insurance agents in two of those firms.
The flawed “conventional wisdom” practiced by the majority of financial advisors in Canada led Steve to seek out more effective, reliable, unbiased strategies for his clients. He believes the solution is to follow evidence and science rather than hype and hysteria. To find out more about how Steve came to follow this approach, please read The Science of Personal Finance.
Steve is an avid skier and enjoys competing in mountain biking and multi-sport adventure races. He finds the mental discipline and focus required to compete successfully in endurance sports is similar to what is required to a be successful as a professional long-term investor.
Chris Turnbull runs The Index House, a division of Polaris Financial Inc. based in Edmonton, Alberta. Chris is a registered portfolio manager with more than 20 years’ investing experience. He is a Chartered Financial Analyst (CFA) and Certified Financial Planner (CFP), and holds a BA in Economics from the University of Alberta. Chris has written and presented papers such as Trustee Investment Powers and The Prudent Investor Rule to influential groups, such as the Institute of Corporate Directors (ICD), the Society for Trust and Estate Practitioners (STEP), and the Canadian Bar, Wills and Estates Chapter. He wrote his first book, Your Portfolio is Broken: Who’s to Blame and How to Fix It in 2013 to help frustrated investors identify common problems and the solutions to those problems.
Chris is a member and Secretary of the Canadian Progress Club (St. Albert), a service club dedicated to raising money primarily for the benefit of children in need. He is board secretary at Camp Warwa, a children’s camp west of Edmonton, as well as co-chair of Canstruction Edmonton, an annual competition among engineers, architects, designers and contractors to design and build structures out of cans, which are then donated to food banks in Edmonton, Strathcona and St. Albert. Chris recently accepted the position of Student Liaison Officer for STEP Edmonton.
Clare Forshaw proudly operates under Forshaw Wealth Management, a division of Polaris Financial. Prior to forming Forshaw Wealth Management, Clare spent 29 years at a large Bay Street firm in various roles: Investment Advisor, Branch Manager and Portfolio Manager. Her designations include Certified International Wealth Manager (CIWM), Chartered Investment Manager (CIM) and Fellow of the Canadian Securities Institute (FCSI).
Early in her career, Clare developed an interest in Behavioural Finance – the study of how psychology affects investment decisions. She believes in the ideas of the Austrian School of Economics, promoting free markets. As a result of these influences, Clare builds strategic portfolios based on each client’s unique circumstances. Risk management solutions are also considered during portfolio construction and review.
Clare enjoys skiing, biking, gardening, and working with her hands in creative endeavours. She enjoys food, adventure, travel and new experiences and supports Plan Canada, and the Humane Society.